The LoanAll.com Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the LoanAll.com Web Site constitutes your agreement to all such terms, conditions, and notices.
By using our website you agree to be matched with our premiere partners and for them to contact you even if your telephone number is on a corporate, state, or the National Do Not Call Registry.
The Website
acts solely as an online marketplace for you to find and
transact with other users, Members, consumers or sellers
(the "Users") business transactions related to the
products or services displayed on the Service or
otherwise associated with the Service. LoanAll.com is
owned and operated by BillCut.com. LoanAll.com is not a
broker, lender or seller. LoanAll.com is not a party to
any agreement you may make with a lender or broker with
regard to any loan product or other product or service.
Any information you provide to a lender or broker in
connection with your application remains with that
lender or broker and is not transferred from such lender
or broker to LoanAll.com.
LoanAll.com is not responsible and you agree that
LoanAll.com will bear no liability for any products,
services, information or other materials displayed,
purchased, or obtained by you from the Website. Nothing
on the Website contains an offer, promise or otherwise
from LoanAll.com to make a specific loan or that any
participating lender or broker will make any loan for
any purpose or on any specific terms. You acknowledge
that LoanAll.com is not a lender, broker or financial
intermediary and that your ability to secure any loan or
consummate any transaction with any other user of this
Website or the Service is solely a matter to be resolved
between you and such other user.
LoanAll.com does not endorse, warrant or guarantee the
products or services of any user of the Website or the
Service. Nothing on the Website constitutes an
advertisement for credit as defined by Paragraph 226.24
of Regulation Z issued by the Board of Govenors of the
FDIC pursuant to authority contained in the Federal
Truth In Lending Act, as amended.
LoanAll.com is not liable for any delays, inaccuracies,
errors or omissions with respect to the information
posted on the Website or submitted to the Website or the
transmission or delivery of all or any part thereof, for
any damage arising therefrom or occasioned thereby, or
for the results obtained from the use of the
information. You assume the entire risk as to the
accuracy, adequacy, completeness, currency, validity and
quality of any information. Any information on the
Website is subject to change without notice.
LoanAll is engaged in the business of providing content
for mortgage shoppers and is not acting as a mortgage
broker or mortgage lender. The information provided by
you to LoanAll and its partners is not an application
for a mortgage loan, nor is it used to pre-qualify you
with any lender. If you are contacted by a lender or
broker advertising within our or our partner network,
your quoted rate may be higher, depending on your
property location, credit score, loan-to-value ratio,
debt-to-income ratio, and other factors. LoanAll does
not guarantee that the rates or terms offered and made
available by participating Providers are the lowest
rates available in the market or the best terms
available, and not all Providers in our network offer
the interest-only products that are advertised here. The
interest-only products are not available in all states
or to all consumers. Completing a form does not obligate
you to purchase a service or product from the Providers,
nor does it obligate a Provider to offer to you any
particular service or good about which you may have
inquired.
Additionally, the content on our website (the "Content")
is supplied in good faith using references and sources
deemed reliable; however it is published strictly on an
"as-is" basis. The operator of this website and the
author hereby disclaims any and all express or implied
warranties to the maximum extent permitted by law. The
Content is provided for informational purposes only and
is not to be construed as financial or legal advice.
Everyone's financial circumstances are unique. You are
urged to consult multiple informational sources and a
professional advisor before making any decisions
affecting your personal finances.
LoanAll is not
acting as a lender or a broker ("Service Provider"). The
information provided by you to LoanAll is not an
application for a mortgage loan nor it is used to
pre-qualify you with any lender. Leading Service
Providers, who participate in our matching engine, may
have loan products available, matching the criteria you
submit via our forms.
If you are contacted by Service Provider(s), advertising
within our or our partner network, your quoted rate may
be higher, depending on your property location, credit
score, loan-to-value ratio, debt-to-income ratio, and
other factors. LoanAll does not guarantee that the rates
or terms offered and made available by participating
Service Providers are the lowest rates available in the
market or the best terms available; not all Service
Providers in our network offer the products that we
advertise. Completing our forms does not obligate you to
purchase a service or product from the providers, nor
does it obligate a provider to offer to you any
particular service about which you may have inquired.
LoanAll.com shall not be responsible or liable for any products or services obtained by or through any other party. The materials displayed on this site relating to services provided by any other party are advertisements and do not constitute an offer or promise to make a loan or provide any other service by LoanAll.com There is no endorsement by LoanAll.com of any other party or the products and services made available by or through any other web site.
By submitting
your request, you grant permission for our Premier
Partners to contact you by phone even if you are on the
Do Not Call Registry. These partners provide credit
counseling services, but do not offer loans. Also, by
submitting your request, you agree to receive additional
email offers from our marketing partners.
MODIFICATION OF THESE TERMS OF USE
LoanAll.com reserves the right to change the terms,
conditions, and notices under which the LoanAll.com Web
Site is offered, including but not limited to the
charges associated with the use of the LoanAll.com Web
Site.
LINKS TO THIRD PARTY SITES
The LoanAll.com Web Site may contain links to other Web
Sites ("Linked Sites"). The Linked Sites are not under
the control of LoanAll.com and LoanAll.com is not
responsible for the contents of any Linked Site,
including without limitation any link contained in a
Linked Site, or any changes or updates to a Linked Site.
LoanAll.com is not responsible for webcasting or any
other form of transmission received from any Linked
Site. LoanAll.com is providing these links to you only
as a convenience, and the inclusion of any link does not
imply endorsement by LoanAll.com of the site or any
association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the LoanAll.com Web Site,
you warrant to LoanAll.com that you will not use the
LoanAll.com Web Site for any purpose that is unlawful or
prohibited by these terms, conditions, and notices. You
may not use the LoanAll.com Web Site in any manner which
could damage, disable, overburden, or impair the
LoanAll.com Web Site or interfere with any other party's
use and enjoyment of the LoanAll.com Web Site. You may
not obtain or attempt to obtain any materials or
information through any means not intentionally made
available or provided for through the LoanAll.com Web
Sites.
USE OF COMMUNICATION SERVICES
The LoanAll.com Web Site may contain bulletin board
services, chat areas, news groups, forums, communities,
personal web pages, calendars, and/or other message or
communication facilities designed to enable you to
communicate with the public at large or with a group
(collectively, "Communication Services"), you agree to
use the Communication Services only to post, send and
receive messages and material that are proper and
related to the particular Communication Service. By way
of example, and not as a limitation, you agree that when
using a Communication Service, you will not:
- Defame, abuse,
harass, stalk, threaten or otherwise violate the
legal rights (such as rights of privacy and
publicity) of others.
- Publish, post,
upload, distribute or disseminate any inappropriate,
profane, defamatory, infringing, obscene, indecent
or unlawful topic, name, material or information.
- Upload files that
contain software or other material protected by
intellectual property laws (or by rights of privacy
of publicity) unless you own or control the rights
thereto or have received all necessary consents.
- Upload files that
contain viruses, corrupted files, or any other
similar software or programs that may damage the
operation of another's computer.
- Advertise or offer
to sell or buy any goods or services for any
business purpose, unless such Communication Service
specifically allows such messages.
- Conduct or forward
surveys, contests, pyramid schemes or chain letters.
- Download any file
posted by another user of a Communication Service
that you know, or reasonably should know, cannot be
legally distributed in such manner.
- Falsify or delete
any author attributions, legal or other proper
notices or proprietary designations or labels of the
origin or source of software or other material
contained in a file that is uploaded.
- Restrict or inhibit
any other user from using and enjoying the
Communication Services.
- Violate any code of
conduct or other guidelines which may be applicable
for any particular Communication Service.
- Harvest or otherwise
collect information about others, including e-mail
addresses, without their consent.
- Violate any applicable laws or regulations.
LoanAll.com reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in LoanAll.com's sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. LoanAll.com does not control or endorse the content, messages or information found in any Communication Service and, therefore, LoanAll.com specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized LoanAll.com spokespersons, and their views do not necessarily reflect those of LoanAll.com.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO LoanAll.com OR POSTED AT ANY LoanAll.com WEB SITE
LoanAll.com does not claim ownership of the materials you provide to LoanAll.com (including feedback and suggestions) or post, upload, input or submit to any LoanAll.com Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting LoanAll.com, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. LoanAll.com is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in LoanAll.com's sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE LoanAll.com WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. LoanAll.com AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE LoanAll.com WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE LoanAll.com WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
LoanAll.com AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE LoanAll.com WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. LoanAll.com AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LoanAll.com AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE LoanAll.com WEB SITE, WITH THE DELAY OR INABILITY TO USE THE LoanAll.com WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE LoanAll.com WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE LoanAll.com WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF LoanAll.com OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE LoanAll.com WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE LoanAll.com WEB SITE.
SERVICE CONTACT : info@LoanAll.com
TERMINATION/ACCESS RESTRICTION
LoanAll.com reserves the right, in its sole discretion, to terminate your access to the LoanAll.com Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in King County, Washington, U.S.A. in all disputes arising out of or relating to the use of the LoanAll.com Web Site. Use of the LoanAll.com Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and LoanAll.com as a result of this agreement or use of the LoanAll.com Web Site. LoanAll.com's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of LoanAll.com's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the LoanAll.com Web Site or information provided to or gathered by LoanAll.com with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and LoanAll.com with respect to the LoanAll.com Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and LoanAll.com with respect to the LoanAll.com Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the LoanAll.com Web Site are: Copyright 2007 by LoanAll.com and/or its suppliers. All rights reserved.
TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.
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Inc. llc